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Closing or Settlement >Escrow Rules The lender is allowed to accumulate a borrower's payments up to a two-month advance cushion at the end of a year. But if a surplus develops beyond this amount, the borrower is now entitled to an immediate refund unless the surplus is less than $50. These rules apply to new loans. See All Tips In The "Closing or Settlement" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is an encumbrance against a property, which may be voluntary or involuntary? A  There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. See More Real Estate Trivia >

Susan Baldwin Keller Williams Realty 2410 L & N Drive, Suite C Huntsville, AL 35763 Heidi's Mobile: 256-658-3068 Susan's Mobile: 256-653-8999 Email Susan: susanbaldwin@kw.com www.AlabamaRealEstateConnection.com is brought to you by Susan Baldwin NUMBER1EXPERT™ in real estate for Huntsville, Madison and Hampton Cove, Alabama Read Susan Baldwin's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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